WebRob Berger recommends mutual funds over EFTs, and I’m trying to achieve the Buffet ratio of 90% to S&P 500 index funds and 10% to diversified short-term bond funds. My issue is that I only have 4K to invest now, and mutual funds cost 3k min to invest in. Web1. Fidelity ZERO Large Cap Index (FNILX) The Fidelity ZERO Large Cap Index fund is one of the best and most affordable funds you can invest in anywhere. The ZERO in the name comes from the fact that it’s a 0-expense fund. For every $10,000 invested per year, there is $0 in expenses.
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